Do you help with Medicare in Star Valley?

Yes. Huhn Insurance is licensed across Wyoming, so Afton, Thayne, Alpine and the rest of Lincoln County are inside our normal service area. We work by phone, by video and in person, and we stay available year round rather than only during enrollment.

How many Medicare Advantage plans can I actually choose from in Lincoln County?

Eight are offered for 2026, and all eight are PPOs. That is a smaller field than a Wyoming resident in a larger county sees, which makes the comparison against Original Medicare with a Medigap plan more important here than it is in a city.

Is Star Valley Health covered?

Star Valley Health in Afton is a Medicare-certified critical access hospital, and whether a specific plan covers it depends on that plan's network. Checking your hospital, your doctors and your prescriptions against each option is the first thing we do, before any recommendation.

When can I change my Medicare plan?

The Annual Enrollment Period runs October 15 through December 7 each year, and changes take effect January 1. People on a Medicare Advantage plan also get a window from January 1 through March 31. Certain life events open a Special Enrollment Period outside those dates. We can tell you which applies to you.

What does working with a Medicare broker cost?

Carriers build broker compensation into the plan, so your premium is the same whether you enroll on your own or with us. Medicare commissions are set by CMS and paid by the carrier. How we are paid is disclosed in writing up front.

Medicare · Star Valley

Independent Medicare Broker in Star Valley, Wyoming

Afton · Thayne · Alpine · Star Valley Ranch — and the rest of Lincoln County.

Independent, year-round Medicare guidance for Lincoln County. Original Medicare, Medigap, Medicare Advantage and Part D compared across the carriers we represent, with the same licensed agent before and after you enroll.

Schedule Your Medicare Clarity Review Or call 307-284-3060

Star Valley

Medicare in Star Valley

What is actually available in Lincoln County

Eight Medicare Advantage plans are offered in Lincoln County for 2026, and every one of them is a PPO — there is no HMO option in this county. Wyoming has eleven stand-alone Part D prescription drug plans for the same year.

County availability is not the same as state availability, and it changes every year. We compare what is actually sold here against Original Medicare with a Medigap plan, so you are choosing between real options rather than a brochure.

Care close to home

Lincoln County has two critical access hospitals — Star Valley Health in Afton and South Lincoln Medical Center in Kemmerer. Both are Medicare certified. About 3,919 county residents are 65 or older, roughly 19.1% of the population.

Which plans cover those two hospitals, your doctors and your prescriptions is the whole question. We check each option against all three before recommending anything, and we stay on the file after you enroll.

Afton · Thayne · Alpine · Star Valley Ranch · Etna · Freedom · Grover · Smoot · Fairview · Bedford · Auburn · Osmond · Turnerville

Sources: CMS 2026 Medicare Advantage and Part D landscape; CMS Hospital General Information; ACS 2024 5-year estimates; Wyoming Department of Insurance — read September 5, 2026.

Desk with paperwork, computer and reading glasses

THE SET-IT-AND-FORGET-IT PROBLEM

What you don’t re-check,
you overpay for.

Yearly plan changes

Premium changes

Drug formulary changes

Medigap 6-month window

Part B 8-month SEP

42 plans to compare

If no one re-checks it, you carry the risk.

~69% of beneficiaries

never compare their options once they enroll, even though plans and prices change every year

Illustrative only. Compensation is carrier-paid; your premium is the same with or without an agent, and we cannot bill you. We do not promise savings or any specific plan, premium, or claim outcome.

The Medicare Clarity Review

7-Step Path

Three phases. Each one delivers a clear outcome before moving to the next.

Review → Compare → Enroll → service year-round,

run the same way every time by the same named agent.

Phase 1

Review

Get clear on where you stand today.

1
Coverage review
Walk Part A/B, Medigap, Medicare Advantage, Part D
2
Needs check
Doctors, drugs, budget, travel
3
Enrollment check
Confirm Part A and Part B are in place — if not, we send the Social Security instructions and follow up in two weeks

You walk away with

A plain-language snapshot of your current Medicare and any gaps.

Phase 2

Compare & Recommend

See your real options.

4
Market comparison
Compare Medigap, Medicare Advantage, Part D and ancillary across the carriers we represent
5
Recommendation
Plain-language pros and cons

You walk away with

Your options compared and a clear recommendation.

Phase 3

Enroll & Defend

Lock it in, then keep it right.

6
Enrollment
Paperwork and confirmations
7
Year-round service
Claims and billing help, AEP review, special enrollment periods

You walk away with

Enrollment done and a year-round partner.

No obligation. You decide what, if anything, to change.

Schedule Your Medicare Clarity Review Or call 307-284-3060

Before any plan-specific discussion, CMS requires a signed Scope of Appointment and a 48-hour wait. Appointments are only bookable outside that window.

Carrier partnerships