Employee Benefits for Construction and Trades Employers in Jackson Hole
General contractors · Framing · Electrical · Plumbing & HVAC · Excavation · Finish trades — across Teton County and the Wyoming–Idaho line.
Group health and employee benefits for the contractors and trades that build Jackson Hole — 2,776 Teton County jobs in the most recent quarter on record. Multiple carriers compared instead of one, designed around crews, injury exposure and the Wyoming–Idaho line, with one named team that stays with you through every job.
Compensation varies by carrier and placement structure; any client-paid broker or service fee is disclosed before you move forward.
Benefits built around the crew
Teton County construction, measured on the most recent quarter in the public record. Each number below changes something specific in a benefits plan, and the second half of each card says what.
2,776 construction jobs, 12.4% of the county
Construction employed an average of 2,776 people in Teton County in the fourth quarter of 2025 — 12.4% of the 22,440 covered jobs in the county that quarter. Specialty trade contractors carried 1,537 of those jobs and building construction 1,123. Headcount was down 173 jobs, or 5.9%, from the same quarter a year earlier.
Across the county as a whole, 2,979 employing units carried those 22,440 jobs — an average of about seven and a half each. At that scale the levers are which employee classes you write, what the company contributes to each one, and which network the crew actually uses. Those three get settled before anything goes out to carriers.
The season moves a crew 4.5%, not 30%
Covered employment across Teton County fell from 27,098 in the third quarter of 2025 to 22,440 in the fourth — 4,658 jobs, or 17.2%. Construction gave back 132 of them, a 4.5% move. Accommodation and food service gave back 2,936, a 29.9% move over the same two quarters.
A roster that holds through the shoulder season keeps eligibility straightforward, and a traditional group plan usually fits without measurement periods or variable-hour tracking. That frees the design work up for contribution strategy, plan tiers and how the deductible lands on a field wage.
Turnover of 38.7% a quarter sets the waiting period
Wyoming construction turnover ran 38.7% per quarter in the second quarter of 2025, against 31.2% across all industries. Pay runs above the county line: construction averaged $1,937 a week in the fourth quarter of 2025, and building construction $2,453, against $1,819 for Teton County as a whole and $1,297 statewide.
At that rate of movement, the waiting period, the rehire rule and how quickly a new hire’s card works are worth more to a trades employer than an extra tenth of a point on the rate. We set those terms up front and put the roster in front of multiple carriers with them already written in.
One hospital, one emergency room, two urgent care doors
Teton County has one hospital. St. John’s Health is the sole health system in Jackson Hole, and the hospital district it operates under shares its boundaries with the county. Behind its emergency room, which logged 9,161 visits in fiscal 2025, sit urgent care at Smith’s Plaza and in Teton Village, Teton Physical Therapy and Rehabilitation, and more than 150 providers.
For a trade with real injury exposure the network question is short: does the plan cover the doors a crew will walk through, and does a claim move without a fight. We read the network against those specific locations, and against the orthopedic and physical therapy options behind them, before we recommend a plan.
Crews working both sides of the state line change which carriers make sense. Huhn Insurance is licensed in Wyoming, Idaho, Montana, Colorado, California and Texas, so every side a crew works gets compared.
General contractors · Framing · Electrical · Plumbing & HVAC · Excavation · Finish trades
Sources: Wyoming Department of Workforce Services with the U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages, Teton County, Table 24 for 2025Q3 and 2025Q4 and Table 2 for 2025Q4 (2025Q4 preliminary, extract July 2026); WY DWS Quarterly Turnover Statistics by Industry, 2025Q2, published January 23, 2026; St. John’s Health, About and Locations — read September 6, 2026.
If no one owns the benefits work,
it becomes your work.
No clear owner equals more work for you.
Illustrative estimate only. Actual time varies by employer size, plan complexity, carrier activity, renewal timing, service usage, and internal responsibilities. Not a quote, savings claim, rebate, compliance guarantee, or legal advice.
9-Step Path
See where you stand and where you’re going.
- 1Needs AnalysisWe review your current setup, business priorities, renewal timing, and benefits goals.
- 2Sourcing OptionsWe review available carrier and plan paths to identify the options worth a closer look.
- 33–5 Year Benefits RoadmapWe build a clear direction for where your benefits program can go next.
A clear view of your current benefits setup, key priorities, and a practical 3–5 year direction.
Build it and get it live.
- 4Discovery ReviewWe walk through the findings, options, tradeoffs, and recommended next step.
- 5Onboarding & ImplementationWe coordinate setup details, carrier requirements, and implementation steps.
- 6Strategic Plan FulfillmentWe support communications, deadlines, and plan rollout so the process keeps moving.
A selected benefits path, organized implementation steps, and clearer plan education for your team.
Year-round advocacy and next-year prep.
- 7Benefits UtilizationWe help your team understand how to use the benefits program more effectively.
- 8Year-Round AdvocacyWe help handle questions, changes, service issues, and next-step guidance throughout the year.
- 9Renewal Analysis — 90 Days OutWe begin renewal review early so decisions are not forced at the last minute.
Year-round support, cleaner records, and renewal prep started before deadline pressure builds.
One kickoff call. Clear deliverables.
One kickoff call. Clear deliverables.
Independent Agent — Multiple Carriers
Independent Wyoming insurance agency · Chamber of Commerce Board of Directors and Membership Committee · Government Committee · SHRM member
More Options
Access to multiple carriers means more plan designs and network choices.
Unbiased Guidance
How we’re paid is disclosed in writing up front — recommendations are based on fit.
Ongoing Support
Year-round service and renewal strategy — not just during open enrollment.
