Employee Benefits for Hospitality and Tourism Employers in Jackson Hole
Lodging · Restaurants · Resorts · Outfitters · Guides · Rentals — across Teton County and the Wyoming–Idaho line.
Group health and employee benefits for the lodges, restaurants, resorts and outfitters that run Jackson Hole — 9,835 Teton County jobs at the summer peak and 6,899 in the autumn quarter. Multiple carriers compared instead of one, eligibility rules built around your actual season, and one named team that stays with you from June to April.
Compensation varies by carrier and placement structure; any client-paid broker or service fee is disclosed before you move forward.
Benefits built around the season
Teton County hospitality, measured on the most recent quarters in the public record. Each number below changes something specific in a benefits plan, and the second half of each card says what.
6,899 jobs in the fourth quarter, 9,835 in the third
Accommodation and food service employed an average of 9,835 people in Teton County in the third quarter of 2025 — 36.3% of every covered job in the county — and 6,899 in the fourth, which is still 30.7% of the county. Lodging carried 6,831 of the summer figure and 4,578 of the autumn one. Arts, entertainment and recreation added 1,509 private jobs in the third quarter and 894 in the fourth.
No other sector in the county is even half that size — construction, the next largest, ran 2,776 jobs in the same quarter. A plan written for a year-round office does not fit a roster like this. The design starts from the headcount you actually run in each month of the year.
October 23,900. November 20,638. December 22,783.
Those are Teton County’s covered jobs in the three months of the fourth quarter of 2025. October to November is a fall of 3,262 jobs, or 13.6%, and November to December is a climb of 2,145, or 10.4%, as the winter season opens. The county turns over roughly one job in seven inside a single quarter.
A swing like that is what look-back measurement periods, stability periods and variable-hour rules exist for. Getting the eligibility method right is the first build on a hospitality plan, because every other decision — contribution, tiers, affordability testing — sits downstream of who counts as eligible and when.
Turnover of 53% a quarter, wages of $859 a week
Leisure and hospitality turnover in Wyoming ran 53.0% per quarter in the second quarter of 2025, the highest rate of any industry group and well above the 31.2% all-industry rate. Accommodation and food service averaged $917 a week in the third quarter of 2025 and $859 in the fourth, with food service at $727, against $1,819 a week for Teton County as a whole.
Contribution and affordability have to be set against those wages rather than against the county average, and the enrolment process has to survive people arriving and leaving all year. We build the contribution model and the onboarding path together, in one pass.
One hospital, and a roster that changes twice a year
Teton County has one hospital and two urgent care locations — one at Smith’s Plaza in town, one in Teton Village. St. John’s Health is the sole health system in Jackson Hole, employs over 850 people, and treats residents and visitors alike from the same 48 acute care beds: 33 in progressive care, six in intensive care and nine in the birth center.
A seasonal hire needs to know which door to use on day one, in a county with one emergency room and two urgent care locations. We check the network against those exact sites and hand you plan-language your managers can give a new starter without calling anyone.
Staff who live over the state line change which carriers make sense. Huhn Insurance is licensed in Wyoming, Idaho, Montana, Colorado, California and Texas, so every side your people work and live on gets compared.
Lodging · Restaurants · Resorts · Outfitters · Guides · Rentals
Sources: Wyoming Department of Workforce Services with the U.S. Bureau of Labor Statistics, Quarterly Census of Employment and Wages, Teton County, Table 24 for 2025Q3 and 2025Q4 and Table 2 for 2025Q4 (2025Q4 preliminary, extract July 2026); WY DWS Quarterly Turnover Statistics by Industry, 2025Q2, published January 23, 2026; St. John’s Health, About and Locations — read September 6, 2026.
If no one owns the benefits work,
it becomes your work.
No clear owner equals more work for you.
Illustrative estimate only. Actual time varies by employer size, plan complexity, carrier activity, renewal timing, service usage, and internal responsibilities. Not a quote, savings claim, rebate, compliance guarantee, or legal advice.
9-Step Path
See where you stand and where you’re going.
- 1Needs AnalysisWe review your current setup, business priorities, renewal timing, and benefits goals.
- 2Sourcing OptionsWe review available carrier and plan paths to identify the options worth a closer look.
- 33–5 Year Benefits RoadmapWe build a clear direction for where your benefits program can go next.
A clear view of your current benefits setup, key priorities, and a practical 3–5 year direction.
Build it and get it live.
- 4Discovery ReviewWe walk through the findings, options, tradeoffs, and recommended next step.
- 5Onboarding & ImplementationWe coordinate setup details, carrier requirements, and implementation steps.
- 6Strategic Plan FulfillmentWe support communications, deadlines, and plan rollout so the process keeps moving.
A selected benefits path, organized implementation steps, and clearer plan education for your team.
Year-round advocacy and next-year prep.
- 7Benefits UtilizationWe help your team understand how to use the benefits program more effectively.
- 8Year-Round AdvocacyWe help handle questions, changes, service issues, and next-step guidance throughout the year.
- 9Renewal Analysis — 90 Days OutWe begin renewal review early so decisions are not forced at the last minute.
Year-round support, cleaner records, and renewal prep started before deadline pressure builds.
One kickoff call. Clear deliverables.
One kickoff call. Clear deliverables.
Independent Agent — Multiple Carriers
Independent Wyoming insurance agency · Chamber of Commerce Board of Directors and Membership Committee · Government Committee · SHRM member
More Options
Access to multiple carriers means more plan designs and network choices.
Unbiased Guidance
How we’re paid is disclosed in writing up front — recommendations are based on fit.
Ongoing Support
Year-round service and renewal strategy — not just during open enrollment.
