Employee Benefits · Cody and Powell

Employee Benefits in Cody and Powell, Wyoming

Cody · Powell · Meeteetse · Ralston — and the rest of Park County.

Group health and employee benefits for employers across Park County. Multiple carriers compared, networks checked against the hospitals your people actually use, and one named team that stays with you through the year.

Compensation varies by carrier and placement structure; any client-paid broker or service fee is disclosed before you move forward.

Tell us a little about your situation and we’ll help you figure out what fits.

We respond within 1 business day.

Cody and Powell

Benefits built around Park County

Park County runs on two hospitals, a national park gateway and a school-and-college payroll that does not move with the season. This is the local ground we cover before a Cody or Powell group ever goes out for quote.

Two hospitals, and a trauma designation three months old

Cody Regional Health and Powell Valley Healthcare are both critical access hospitals, each carrying 25 certified beds, and each runs a long-term care campus alongside the hospital — 94 certified beds in Cody, 100 in Powell, plus a 24-unit assisted living building at Powell Valley. In June 2026 the Wyoming Department of Health designated Cody Regional an Area Trauma Center, and Cody Regional describes itself as the highest-designated trauma facility in Wyoming Region 5, which covers Park, Big Horn, Hot Springs and Washakie counties.

Powell Valley Healthcare has been a Billings Clinic affiliate since January 2020, and its 2025 community report puts the organization at 470 jobs and $35.2 million in wages and salaries. Cody Regional co-owns First Flight of Wyoming, a 24/7 air medical program run with St. Vincent Healthcare in Billings, Montana, and its ambulance service covers more than 13,000 square miles across four counties with over 75 paramedics and EMTs. Two in-county hospitals and a Montana referral line decide which networks work here, so we confirm all of it before a plan goes on the table.

The season is the payroll

Park County carried 13,577 covered jobs in the fourth quarter of 2025, 10,142 of them private. Accommodation and food service is the largest private sector at 1,910, up 43 jobs on the year. Retail follows at 1,715 and private health care and social assistance at 1,563, with construction at 972 and manufacturing up 39 jobs to 454.

The federal side shows the same shape from the other direction: museum, historic site and park employment in the county ran 503 covered jobs in the quarter, up 25 on the year. The National Park Service projects the East Entrance road from Cody to Fishing Bridge open May 1 through October 31, 2026, and Yellowstone recorded 4,762,988 recreation visits in 2025. That calendar is what a Cody or Powell roster is built around, and variable-hour rules and measurement periods are where a plan meets it.

Two wage worlds on one census

The average covered wage in Park County ran $1,100 a week in the fourth quarter of 2025, $1,067 across private employers. Inside that average, food services and drinking places averaged $393 a week and accommodation $786, while mining averaged $2,215 and professional and technical services $1,716.

A spread that wide shapes plan design. The ACA affordability test — the share of an employee’s own pay they can be asked to put toward single coverage — lands very differently on a $393 week than on a $2,215 week. So employee classes, waiting periods and contribution splits get set against the real census, the employee list a carrier quotes from, before anything goes out. That way every wage band on a Park County payroll has an option that fits it.

The twelve-month rosters underneath

Local government is the county’s largest single employment block at 2,513 covered jobs in the fourth quarter of 2025, up 57 on the year, and school district employment accounts for 1,189 of it. Northwest College in Powell reports 213 employees and 1,383 credit students as of fall 2025, with 600 of those students living in Park County.

The Buffalo Bill Center of the West — five museums, a research library and a Smithsonian affiliation — reported 227 people employed during 2024 and 168 volunteers on the Form 990 it publishes, and it runs daily hours from May 1 through September 15 before moving to a winter schedule. Cody Regional Health alone lists 23 locations across Cody, Powell, Meeteetse, Basin, Lovell, Thermopolis and Worland. A benefits plan that fits Park County has to hold the seasonal roster and the year-round one at the same time.

Cody · Powell · Meeteetse · Ralston · Garland · Clark · Wapiti · Frannie

Sources: Wyoming Department of Workforce Services, Quarterly Census of Employment and Wages, fourth quarter 2025, Table 19 — Park County; Wyoming Department of Health trauma center designations; Cody Regional Health; Powell Valley Healthcare 2025 Community Report; CMS Provider of Services and nursing home data; National Park Service, Yellowstone park roads and 2025 visitation; Northwest College institutional profile; Buffalo Bill Memorial Association Form 990 — all read September 6 and 7, 2026.

Busy small business owner desk with computer, books, and glasses
THE HIDDEN BENEFITS WORKLOAD

If no one owns the benefits work,
it becomes your work.

Renewals
Census updates
Carrier follow-ups
Plan decisions
Employee questions
Compliance reminders

No clear owner equals more work for you.

~100–200 hours/year
estimated benefits related time your team may have to manage alone

Illustrative estimate only. Actual time varies by employer size, plan complexity, carrier activity, renewal timing, service usage, and internal responsibilities. Not a quote, savings claim, rebate, compliance guarantee, or legal advice.

Business Benefits Method™

9-Step Path

A defined repeatable path organized into three phases.
We map the timeline, decision gates, owners,
And next steps before renewal work starts.
Diagnose and design phase imagery
1
Phase 1
Diagnose & Design

See where you stand and where you’re going.

  • 1
    Needs Analysis
    We review your current setup, business priorities, renewal timing, and benefits goals.
  • 2
    Sourcing Options
    We review available carrier and plan paths to identify the options worth a closer look.
  • 3
    3–5 Year Benefits Roadmap
    We build a clear direction for where your benefits program can go next.
You walk away with

A clear view of your current benefits setup, key priorities, and a practical 3–5 year direction.

Deliver and implement phase imagery
2
Phase 2
Deliver & Implement

Build it and get it live.

  • 4
    Discovery Review
    We walk through the findings, options, tradeoffs, and recommended next step.
  • 5
    Onboarding & Implementation
    We coordinate setup details, carrier requirements, and implementation steps.
  • 6
    Strategic Plan Fulfillment
    We support communications, deadlines, and plan rollout so the process keeps moving.
You walk away with

A selected benefits path, organized implementation steps, and clearer plan education for your team.

Support and renew phase imagery
3
Phase 3
Support & Renew

Year-round advocacy and next-year prep.

  • 7
    Benefits Utilization
    We help your team understand how to use the benefits program more effectively.
  • 8
    Year-Round Advocacy
    We help handle questions, changes, service issues, and next-step guidance throughout the year.
  • 9
    Renewal Analysis — 90 Days Out
    We begin renewal review early so decisions are not forced at the last minute.
You walk away with

Year-round support, cleaner records, and renewal prep started before deadline pressure builds.

One kickoff call. Clear deliverables.

One kickoff call. Clear deliverables.

Carrier partnerships

Independent Agent — Multiple Carriers

WY · ID · MT · CO · CA · TX

Independent Wyoming insurance brokerage · Chamber of Commerce Board of Directors and Membership Committee · Government Committee · SHRM member

More Options

Access to multiple carriers means more plan designs and network choices.

Unbiased Guidance

How we’re paid is disclosed in writing up front — recommendations are based on fit.

Ongoing Support

Year-round service and renewal strategy — not just during open enrollment.

Across the state

Supporting Wyoming Employers in Every Sector

Different industries·Different team sizes·One clear path to better benefits

Cody and Powell · Park County · and employers across Wyoming, Idaho, Montana, Colorado, California and Texas.

Employer benefits by area: All employer benefits · Star Valley · Teton Valley, ID · Cody & Powell · Rock Springs & Green River · Lander & Riverton · Casper · Cheyenne · Gillette · Sheridan & Buffalo · Idaho Falls, ID
By industry: Hospitality & Tourism · Construction & Trades · Professional Services

Builders & trades

  • Field teams
  • Project-based
  • Seasonal

Resort &
lodging

  • Seasonal staff
  • Multi-location
  • High turnover

Engineering & pro services

  • Small firms
  • Technical teams
  • Knowledge workers

Local retail

  • Single location
  • Multi-location
  • Hourly teams

Food &
beverage

  • Kitchen teams
  • Front of house
  • Variable hours

Nonprofits

  • Mission-driven
  • Small teams
  • Limited budgets

One team, one clear path, every renewal.

Heather Huhn, licensed independent insurance agent, Huhn Insurance, Jackson Hole
Licensed
Independent Agent
Co-owner, Agent
WYIDMTCOCATX
  • Wyoming-anchored
  • Independent brokerage
  • Leading the operating path on every renewal
Read Heather’s full bio →
Artemus Huhn, co-owner, Huhn Insurance, Jackson Hole
Growth
Operations
Artemus Huhn
Co-owner, Operations
  • Leads strategic partnerships
  • Drives automation priorities
  • Builds and improves operating systems
Read Artemus’s full bio →
Common questions

What Cody and Powell employers ask.

Yes. Huhn Insurance is licensed in Wyoming, Idaho, Montana, Colorado, California and Texas, so Park County employers are inside our normal service area. We run reviews and renewals by phone and video, and we meet in person when a group wants that.

It depends on the carrier and the specific plan, and both are among the first things we verify. We also check the Billings, Montana facilities those hospitals work with, because a Park County employee may be treated at any of them.

Yes, and the design changes because of it. Variable-hour and seasonal staff bring measurement periods and affordability testing into play. We set the eligibility rules around your actual hiring pattern rather than a calendar that does not match your business.

Smaller than most owners assume. Wyoming small-group rules generally start at one enrolled employee besides the owner, though carrier participation and contribution requirements vary. If a traditional group plan does not fit, an HRA arrangement often does.

Depending on the plan, we may be paid by the insurance carrier, by a client-paid fee, or by a mix of both. How we are paid is disclosed in writing up front, and if there is a fee paid by you we explain it before you move forward. Recommendations are based on fit.

Review your setup and decide the next step.

Book an Employer Benefits Review

Engage now or revisit at your next renewal.