What a health plan costs for a small business in Wyoming
Thinking about a health plan for your team? Here are the average numbers for Wyoming, so you can see them before we talk.
What Wyoming employers pay
- In 2025, the average plan for one employee in Wyoming cost $8,997 a year, about $750 a month. Employers paid $7,500 of it on average.
- For 2026, Blue Cross Blue Shield of Wyoming's small-group rates went up 2.13%. For 2027, it has filed for 9.55%.
- Put together, that is about $840 per employee per month for 2027, for employee-only coverage. This is an estimate.
Estimated 2027 cost by team size
| 5 people | 10 people | 20 people | |
|---|---|---|---|
| A month in total | about $4,200 | about $8,400 | about $16,800 |
| Employer pays half | about $2,100 | about $4,200 | about $8,400 |
| Employer pays all | about $4,200 | about $8,400 | about $16,800 |
These are averages, not your quote. Your price depends on your team's ages, the plan and the carrier. Heather quotes your group.
Most carriers ask the employer to pay at least half of each employee's premium.
Start any time of the year
Groups can start employer benefits any time of the year.
Fewer than 50 full-time staff?
A Qualified Small Employer HRA (QSEHRA) is another way to help. You give each employee a set amount each month toward their own health plan. For 2026, the most you can give is $537.50 a month for one person and $1,091.66 a month for a family. It works for employers with fewer than 50 full-time staff and no group plan.
How we help: The Business Benefits Method™
- Multiple carriers compared instead of one
- A 5-year strategy built around your people
- Claims, billing and HR admin support
- Mid-year changes and every renewal handled
Huhn Insurance Agency is a licensed independent insurance brokerage, licensed in Wyoming, Idaho, Montana, Colorado, California and Texas. The carrier pays our commission and it's built into the premium.
Sources: average premiums: KFF State Health Facts, Wyoming, single coverage (MEPS-IC, 2025), read 2026-10-21; rate changes: ratereview.healthcare.gov, Wyoming small group, read 2026-10-21; the 50% share: carrier quotes on file at Huhn, 2026; QSEHRA limits: PeopleKeep 2026 limits table, read 2026-10-21; the 2027 estimate: the 2025 average × the 2026 and 2027 Blue Cross Blue Shield of Wyoming small-group changes.