New for Wyoming Employers
A Medicare-funded health plan account for your Medicare-eligible employees.
Costs can come down without changing your employer plan. A broker handles the rest, all year.
Wyoming employers, any size. Health insurance for Wyoming employers — from a broker who’s there all year. We run your group benefits on the Business Benefits Method™ — one clear, repeatable path from your goals through every renewal.
No obligation. A licensed agent will follow up. We never sell your information.
Prefer to talk now? Call (307) 284-3060Answered live during our office hours.
Quoted in reporting on the health-insurance market — The Washington Post → · MSNBC’s Morning Joe →
Medical Savings Account — benefits for the employer and the employees
$0 or $600 per enrolled employee, per month
Depending on the plan you choose
Medicare-eligible employees can choose between the employer plan or the MSA
Any doctor who accepts Medicare
Broader network options
Potential to lower their out-of-pocket medical expenses
About 5–7 minutes to set up online
Offered alongside your current plan as a voluntary choice — nobody is moved without choosing it. Only Medicare-eligible employees who qualify and choose it. As they move off your commercial plan, your rates can come down.
The premium is the same either way
The carrier pays our commission and it’s built into the premium.
The difference is you get over 20 carriers compared instead of one, and a licensed agent on your side year-round.
If no one owns the benefits work,
it becomes your work.
No clear owner equals more work for you.
Two figures on this page, and they measure different things. This one — ~100–200 hours/year — is an illustrative replacement-value estimate of the benefits administration work we absorb. $0 or $600 per enrolled employee, per month is what the Medical Savings Account costs, by plan. They are never added together, and the cost is never netted against the estimate to produce a third figure. Illustrative estimate only. Actual time varies by employer size, plan complexity, carrier activity, renewal timing, service usage, and internal responsibilities. Not a quote, savings claim, rebate, compliance guarantee, or legal advice.
9-Step Path
See where you stand and where you’re going.
- 1Needs AnalysisWe review your current setup, business priorities, renewal timing, and benefits goals.
- 23–5 Year Benefits RoadmapWe build a clear direction for where your benefits program can go next.
- 3Sourcing OptionsWe review available carrier and plan paths to identify the options worth a closer look.
A clear view of your current benefits setup, key priorities, and a practical 3–5 year direction.
Build it and get it live.
- 4Discovery ReviewWe walk through the findings, options, tradeoffs, and recommended next step.
- 5Onboarding & ImplementationWe coordinate setup details, carrier requirements, and implementation steps.
- 6Strategic Plan FulfillmentWe support communications, deadlines, and plan rollout so the process keeps moving.
A selected benefits path, organized implementation steps, and clearer plan education for your team.
Year-round advocacy and next-year prep.
- 7Benefits UtilizationWe help your team understand how to use the benefits program more effectively.
- 8Year-Round AdvocacyWe help handle questions, changes, service issues, and next-step guidance throughout the year.
- 9Renewal Analysis — 60 Days OutWe begin renewal review early so decisions are not forced at the last minute.
Year-round support, cleaner records, and renewal prep started before deadline pressure builds.
One kickoff call. Clear deliverables.
One kickoff call. Clear deliverables.
Changing brokers is simpler than most owners expect
If you have a plan now and want to keep it, we can be your broker of record.
You are not changing your insurance carrier, your plans, or your employees’ coverage. You are only changing the advisor who manages those plans.
Your coverage stays put
Same carrier, same plans, same network, same rates. Your renewal doesn’t reset.
Your team keeps their cards
Same doctors, same benefits, same member IDs. No re-enrollment for your employees.
You are not locked in
A broker of record letter appoints us as your broker, and it is reassignable.
What we run once we are your broker
We start the day the letter is signed, so your renewal is worked ahead of time instead of at the deadline.
- ✓Carrier and plan sourcing, market review, and placement
- ✓Plan-design consultation and a 5 year benefits strategy
- ✓Employee plan education and informational meetings
- ✓Enrollment and onboarding support, year-round
- ✓Compliance assistance — SBC/SPD coordination, COBRA, Section 125, ACA where applicable
- ✓Claims help, billing advocacy, provider network support and pre-authorizations
- ✓Renewal analysis and an annual market review, in advance
- ✓Year-round account service
Independent Agent — Multiple Carriers
Independent Wyoming insurance agency · Chamber of Commerce Board of Directors and Membership Committee · Government Committee · SHRM member
More Options
Access to multiple carriers means more plan designs and network choices.
Unbiased Guidance
Independent guidance — recommendations are based on what fits your team.
Ongoing Support
Year-round service and renewal strategy, every month of the year.
Heather on Broker Bites
What’s actually happening in the Wyoming market.
Heather Huhn
LICENSED AGENT
Licensed & Local
Licensed in six states
Proudly licensed to serve individuals, families, and businesses across six states.
One team, one clear path, every renewal.
Independent Agent
- Wyoming-anchored
- Independent brokerage
- Leading the operating path on every renewal
Operations
- Leads strategic partnerships
- Drives automation priorities
- Builds and improves operating systems
“Wyoming’s a wonderful, wonderful place to live. It’s just absolutely gorgeous.”
Why Heather and her family planted roots in Jackson Hole.
and built Huhn Insurance to serve the people who call this place home.
- Board of Directors
- Membership Committee
- Government Committee
- Member
- Society for Human Resource Management
Questions Wyoming employers ask
No. We use it only to send your results and book your review.
A licensed agent reviews your answers and follows up. No obligation.
We are paid by carriers on placement. Any client fee is disclosed in writing before engagement.
Carriers control carrier decisions — approvals, pricing, networks. We control the process: clear steps, tracked work, no surprises.
It is a working session on your score and your options. You decide the next step.
Book an Employer Benefits Review
Pick a time that works. No obligation — a licensed agent will follow up.
Talk to a licensed Wyoming broker.
No pitch. No obligation. Just a straight read on your group benefits.
Book an Employer Benefits ReviewNo obligation. A licensed agent will follow up. We never sell your information.
or call (307) 284-3060